Job Summary: Responsible for completing documentation and the necessary requirements for title processing and closing.
Education/Experience: A minimum of the following education/experience is required:
High School Diploma/GED and 4 years’ experience in title closing; OR
Associate Degree and 2 years’ experience in title closing.
Job Specific Responsibilities:
Researches and verifies the accuracy of documentation such as property title records, property ownership, public records, deeds, leases, surveys, contracts, and agreements needed to produce a clear title.
Collaborates with title examiner and underwriter to prepare title insurance policy and binders and title commitments and with loan closer to prepare HUD-1 real estate settlement statements.
Ensures all closing instructions are followed as per the closing package and ensures all underwriting commitments have been satisfied.
Balances with the lender to produce a final closing disclosure and final title documents to execute at closing.
Prepares title commitments; identifies all matters necessary to clear title and successfully addresses prior to closing.
Preparation of all closing documents per commitment requirements.
Marks up title commitments at closing.
Reviews surveys and identifies any encroachments / issues.
Interprets estoppel letters and resolving any issues.
Interprets lien searches and resolving any issues.
Conducts closing / signings and obtains funding authorization successfully.
Creates and monitors closing timelines.
Clears any post settlement issues that may arise.
Resolves deficiencies and performs curative work on funded loans if necessary.
Performs final review of files to ensure all files are balanced and have a zero-ledger balance.
Other duties as assigned.
Required Technical Knowledge:
General computer skills
Microsoft Office, specifically Word and Excel
Expectations of an Employee:
Treats all customers and fellow employees with respect
Exceeds customer expectations
Meets customer needs
Conducts interactions with honest, ethical, and strong moral principles
Performs at the highest level
Takes responsibility for actions
Does what is expected
Leads by example
Works as a team
Efficiently shares information in a collaborating and proactive manner
Pays attention to detail
Solves problems
Makes sound decisions
Manages time effectively
Prioritizes effectively
Performs multiple tasks simultaneously
Shows up for work and is on time
Complies with all laws and regulations
Completes all required training
Adheres to Bank Values
Supervisory Responsibilities: None
Amount of Travel: 10%
Physical Requirements:
May need to sit/stand for long periods of time
Sustained visual concentration while working at the computer
Typing on a keyboard for long periods of time
Handle high stress environment
Maintain professional appearance
Benefits Include:
Medical, Rx, Dental, and Vision insurance
HSA, FSA, and Limited FSA
Employer paid and voluntary Life Insurance/AD&D
Short-Term Disability
Long-Term Disability
Accident/Hospital Indemnity/Critical Illness voluntary plans
Identify Theft Protection
401k with employer match
Vacation, Sick Leave, and Holiday pay
Tuition Reimbursement
Gym membership discounts
Annual payrate increases
Incentive based bonuses
It is the policy of FirstBank Southwest to provide equal opportunity employment (EOE) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.
In addition, FirstBank Southwest will provide reasonable accommodations for qualified individuals with disabilities.
FirstBank Southwest is an affirmative action employer.
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